My Account

Breakdown Cover

Get a Quote
Get a quote
Motor-Breakdown-Cover-Rating-Category-and-Year-5-Colour-RGB

Our National and Home Policy is 5 Star Defaqto Rated

From
£13.87

Types of Breakdown cover

Vehicle

Vehicle Breakdown Cover

Cover one or more vehicles with any driver

You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.

Read more

Personal Breakdown Cover

Cover up to 4 people in any vehicle

So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.

Read more

With our Breakdown Cover, we’ll keep you moving

At CoverMy we recognise how important your car is for your day-to-day life, and so we believe finding the right breakdown cover for your carefully chosen vehicle is vital. That is why we have a range of cover that’s designed to protect either you as an individual, or a vehicle of your choice.

Breaking down is a nightmare scenario for any driver and one that can be a scary and stressful situation, especially if you’re on your own or have a family with you. Unfortunately, breaking down is something that will happen to the majority of us at some stage. It’s also likely to be at the most inconvenient time and place.

That is why we want to make sure you have the right breakdown cover in place and provide you with the comfort in knowing that we will be there when you need us and get you moving again. With CoverMy Breakdown Cover you won’t be left stranded on the roadside. If you breakdown and we cannot effect a temporary repair your vehicle at the roadside we will tow you to a garage that can fix it or to your home for you.

So whether you’re looking for breakdown home cover, protection for all your family or a loved one, travelling across Europe or wanting to cover your precious two wheels, we can help. At CoverMy we want to make sure you never have to drive again without knowing we will help should the unexpected happen. You have someone that believes what is important to you is also important to us as well.

Click here to make a claim

A flexible range of breakdown cover options

uk breakdown

UK Breakdown Cover

We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it.

Find out more

European Breakdown Cover

If your vehicle has broken down during a trip within Europe, we will instruct a recovery operator to attend the scene of the breakdown.

Find out more

Motorbike Breakdown Cover

Cover your motorbike, no matter who’s riding it. We help keep you moving on your precious two wheels.

Find out more

Family Breakdown Cover

We can make sure your family is safe, with our personal cover for you and up to three people living in your household.

Find out more

What our breakdown covers

  • Local Cover
  • Home Cover
  • National Cover
  • European Cover
Breakdown Insurance
  • Onward Travel
  • Emergency Overnight Accomodation
  • Trailer & caravan
  • Any vehicle or driver covered

Trusted breakdown cover service with support you can rely on

Any vehicle or driver covered

With CoverMy breakdown cover, we’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Keeping you safe, day or night

A network of recovery operators on call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.

We’ll get you moving again

We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.

Save yourself unforeseen costs

No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.

Breakdown Cover Comparison table

Local Cover

from
£ 18
86
Annual
  • Roadside assistance
  • Local recovery
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan
Get a quote

National Cover

from
£ 13
87
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan
Get a quote

National & Home

from
£ 13
87
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover
  • Excess (optional)
  • Trailer & caravan
Popular
Get a quote

European Cover

Single trip from £18.20
£ 55
78
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover
  • European cover
  • Excess (optional)
  • Trailer & caravan
Get a quote

Our breakdown cover extras

Excess

Excess

Include a voluntary Excess to reduce your premium

Home Cover

Cover if you vehicle breaks down at your home address

Key Cover

Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.
Motor legal

Motor Legal Protection

We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.

Never get lost again

With the what3words app, it’s easy to find, share and save precise locations.

We now use what3words to track your location

Find out more

What our customers are saying

Trustpilot

Breakdown Cover FAQ

Unfortunately at the moment you can’t amend your personal or cover details online. You will need to contact our customer servicve team on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help.
You can amend your cover at any time. You can speak to one of our customer service team who will be able to make policy amendments. They will take you through your options to find the best level of cover to suit your needs. You can call us on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help.
If you have recently changed your vehicle then you will need to notify us. You can call us on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help. You may change the vehicle on your policy up to 4 times during the term

If you require emergency assistance then please call 01945 425307 in the UK or if abroad then call +44 1945 425307
“What our operators will need if you breakdown
1. Your name and breakdown insurance policy number.
2. The vehicle’s make, model and registration number.
3. The exact location of the vehicle, such as the road you are on, the nearest junction, identifiable landmark etc.
4. What you suspect the nature of the fault is.
5. The telephone number you are calling from.
6. We will then arrange for a Recovery Operator to attend to the given location as quickly as possible.

You can cancel your policy within the first 14 days of the policy inception date, or upon receipt of your terms and conditions, whichever happens later. Unless you have made a claim during this period.

The quickest way for you to do this is to call the team on 0208 626 9454.

When you took out your breakdown cover with us we would of automatically created you an online account. You should of hopefully received an email with your login details.

If you haven’t received this email or can’t find it then call our custmer service team on 0208 6269 454 or email admin@covermy.co.uk and we will be happy to assist.

Our offices are open Monday – Thursday 9am – 6pm Fridays 9am – 5pm. Saturday, Sundays and Bank Holidays Closed.

If you have any issues with, or questions about, your account you can contact us on by calling 0208 6269 454 or emailing us at admin@covermy.co.uk and we will be more than happy to help.

Our offices are open Monday – Thursday 9am – 6pm Fridays 9am – 5pm. Saturday, Sundays and Bank Holidays Closed.

At CoverMy we never want to leave you stranded, so we will automatically renew your breakdown insurance unless you tell us otherwise. A reminder email will be sent to you at least 21 days before your renewal is due. If you wish to cancel or make any changes you can call 0208 6269 454 or email us at admin@covermy.co.ukand we will be more than happy to help.

Our offices are open Monday – Thursday 9am – 6pm Fridays 9am – 5pm. Saturday, Sundays and Bank Holidays Closed.

We realise that things can go wrong and there may be occasions when you feel that we have not provided the policy or service you expected. When this happens we want to hear about it so that we can try to put the matter right. It is important you know that we are committed to providing an exceptional level of service and customer care.

If you wish to make a complaint then you can refer to our policy wording for details or you can call 0208 6269 454 or email us at complaints@covermy.co.uk and we will be more than happy to help.

Your policy documents will be attached in your policy confirmation email. You can also access your policy documents at any time by logging into your online account. If you haven’t received your login details or can’t find them, call our customer service team on 0208 6269 454 or email admin@covermy.co.uk and we will be happy to assist.

Our offices are open Monday – Thursday 9am – 6pm Fridays 9am – 5pm. Saturday, Sundays and Bank Holidays Closed.

Cover My Helphub

Customer Services number: 0208 626 9454

Emergency call out number: 01945 425307

Email: admin@covermy.co.uk

Cover My Breakdown Policy Wording

Skip to content