Our Pet Insurance policies and exceptional customer service have been designed to make pet insurance for your puppies straightforward, making life better for our customers, and their pets.
We have 3 types of Pet Insurance policies with various levels of cover to suit your budget as well as your pet’s needs.
Pay monthly with no interest
- Flexible excess options
- 3 flexible levels of cover
- Friendly UK call centre
- 24 hour vet helpline
- Pay monthly with no interest
- Flexible excess options
- 3 flexible levels of cover
- Friendly UK call centre
- 24 hour vet helpline
- Pay monthly with no interest
- Flexible excess options
- 3 flexible levels of cover
- Friendly UK call centre
- 24 hour vet helpline
What our Pet Insurance cover's
- Theft and straying
- Vet fees
- Third party liability
- Complimentary Treatment
- Death from accident
- Death from illness
- Holiday Cancellation
Trusted service with support you can rely on
Trusted service with support you can rely on
Quickly settled claims
Save yourself unforeseen costs
Is your pet covered for vet bills?
Trustpilot
Free 24/7 UK vet video calls
CoverMy has partnered with First Vet to provide free video consultations to it’s insurance customers
- FREE consultations, 24 hours a day
- Independent diagnosis, advice, or referral to a local clinic.
- Available on any mobile device or tablet.
Frequently Asked Questions
Lifetime, Maximum Benefit or Time Limited
This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits set out in the policy, the limit resets each policy year.
This will cover illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for.
This will cover illness as well as accidents up to the claim limit or 365 days per condition, whichever occurs sooner
Your pet will not be covered for any claims relating to accidental injury for 5 days from the start date of your policy Your pet will not be covered for any claims relating other covers types for 14 days from the start date of the policy.
Yes, this can be arranged subject to agreement from your vet
Yes there is a fixed excess and a % Excess you choose the excess level at the start of the policy.
What is a % Excess?
This is the amount that you are required to pay towards a claim (in addition to the excess). The % Excess is deducted from the overall limit of Your cover. By way of an example, if You have a benefit limit of £4,000, a Policy excess of £90 and a co-payment percent of 10% the maximum settlement would be £3,519 for a single Condition in a single year.
- Amount claimed £4,000
- Excess Applying £90
- Amount claimed less excess £3,910
- Co Payment amount at 10% £391
- Payment to Customer £3519
What is the excess amount?
For cats aged under 10 and most breeds of dog under 8 the fixed excess is either £50 or £100 and the % excess is either 0% or 15% depending on what you choose at the start of the policy.
For selected breeds of dog under 8 the fixed excess is either £50 or £100 and the % excess is 15%. (It will be clear during the application process whether your dog is one of the selected breeds where a 15% excess always applies)
For cats aged 10 or over and all dogs aged 8 or over the fixed excess will be £50 or £100 (depending on your choice at the start of the policy) and the % excess will be 15%
Yes, your policy will automatically renew unless you tell us you no longer want the cover. We do this to ensure that your pet has continuous cover. We will contact you no later than 21 days before your policy is due to renew, so you can cancel or make any changes
